TWK’s Insurance Division was established in 1978 to provide support services to clients. Over the years, these products and services have expanded to complement the growth and development of the Company's diverse client base. Today, TWK Insurance has service points in Mpumalanga, KwaZulu-Natal, Western and Eastern Cape, Free State and Gauteng.

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The main products offered are:

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• Short-term Insurance;

• Crop Insurance;

• Plantation Insurance;

• Long-term Insurance;

• Medical Aids; and

• Alternative Risk Transfer.

 

In addition, we offer specialist services like an assessment of crops after damage and assistance with medical aids. We also provide a 24-hour emergency service, through the TWK Agri Assist cell phone application.

 

FSP: 45055

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Short-term Insurance

 

Our range of short-term products include:

• Personal/domestic insurance;

• Commercial insurance;

• Agricultural insurance;

• Marine and aviation insurance;

• Liability insurance;

• Guesthouse and game farm insurance;

• Transit cover;

• Heavy commercial vehicle insurance;

• Buildings and body corporate insurance and livestock insurance.

 

These products are marketed by our professional network of brokers who are supported by administration offices which provide our clients with personalised services and effective claims handling.

We currently have binder / outsource agreements with nine of the major insurers in the short-term industry. This gives our brokers a unique product which offers an immediate response regarding rates and cover.

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All our products administrated in-house can be supported by additional value-added services exclusive to TWK clients. These are:​

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• TWK Connect (providing clients with access to our TWK Agri Assist App and emergency service support – your broker in your pocket)

• Personal Shield Cover (underwritten by Genric)

• Maxi & Combo Funeral Policies (underwritten by Maxi Group Schemes)

• Car Hire (underwritten by Empire Insurance Administrators and Genric)

• VAPS Excess Waiver (underwritten by New National)

• Top Trans Excess Underwriters

• iMPAC Auto Body Maintenance Plan (underwritten by Bryte)

• Phi Shield Funds Protect (underwritten by Bryte)

• TaxRisk (underwritten by Bryte)

 

With more than 200 years of combined experience, you are sure to be in good hands and have complete peace of mind.

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Crop Insurance

Our crop insurance division focuses on minimising our crop client’s risk at the best possible rates. Our wide network of crop insurance brokers and crop agents have access to all the crop insurers to provide clients with comparative quotes and cover options. With the backing of our credit department, we offer our crop clients unique payment structures for the payment of their crop premiums. This division also includes an assessors’ corps to assist clients with crop claims and to ensure that their claims are handled in a fair and effective manner.

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Plantation Insurance

Our short-term brokers are fully accredited to provide clients with plantation insurance solutions. This cover mitigates risk against fire and allied perils pertaining to the plantation industry including harvesting costs, debris removal and aerial water-bombing costs.

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Long-term Insurance

We provide clients with the following long-term insurance products:

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• Permanent life insurance

• Investments

• Credit life insurance

• Estate planning

• Wills

• Group employee benefits

• Medical Aids

• GAP Cover